![]() With no annual fee, there’s really no harm in having the card around. That should cover a trip or two’s worth of internet access while flying at 30,000ft. On the plus side, you do get a little love from the $30 WiFi credit per year. Some Additional Benefits of the Discover Miles Card Note that Discover is difficult to use overseas due to limited international presence. Perhaps that will change with the addition of chip technology, but you’d be better off using your Chase Sapphire Preferred® Card or another overseas travel card.Īlso, after your first year, the card only earns 1.5x points to the dollar, which is the same as the Capital One Quicksilver Cash Rewards Credit Card but lower than the Citi Double Cash Card.Īs we said, the card essentially boils down to a cash-back card that can only be redeemed for travel, so other cards may be more profitable once you’ve collected the first-year bonus.īottom Line: The Discover Miles card is essentially a cash-back card like the Capital One Quicksilver Cash Rewards Credit Card or the Citi Double Cash Card. International Travelers: Discover How Difficult It IsĪlthough no foreign transaction fees are imposed, using your card overseas can be tough since many international merchants do not accept Discover. However, these act much more like cash-back since the miles cannot be transferred to airline partners. ![]() Miles cannot be transferred to any frequent flier programs and cannot be used in any other way.īottom Line: After the first year, you will earn 1.5x miles for all of your purchases on the Discover Miles card. ![]() We don’t suggest you do this for tax purposes, however.Īdditionally, the “miles” are actually just credits to your statement for anything travel related. In fact, one option for redeeming your “miles” is to just get straight cash deposited into your bank account. After your first year, you’ll simply continue to earn 1.5x points for everything you spend from that point on lots of other cards can beat this earning rate.Īlso, while Discover positions the card as a miles earner, it actually acts more like a cash-back card. Card Drawbacks: Weak Second+ Year and No Partnersīut, drawbacks do exist. Useful if you want to free up some cash for something else!īottom Line: The Discover Miles card comes with an intro APR and earns the equivalent of 3x points for the full first year due to its double miles sign-up bonus! The card has no annual fee. That shouldn’t be too tough to do, since there’s no annual fee ($0) or any other restrictions.Īdditionally, you typically get an intro APR on the card. But the first year double miles bonus really sweetens the deal!Įssentially, you’re getting 3x points for each dollar spent as long as you keep your Discover Miles card for the whole year. This card’s normal rate is 1.5x on all purchases, making it an easy all-around card. The typical user may differ from the above picture, but anyone too busy to track a dozen or so credit cards who still enjoys traveling with their family will enjoy the card. Why would that busy parent be concerned with using the card all year? Because after your first year ends, you get your coveted sign-up bonus offer credited to your account: all miles earned are doubled, with no limit! You’d like to get as many upgrades and status benefits as possible to travel in style. ![]() You travel overseas a lot (Discover is not as widely accepted as other card providers).You want to earn the maximum possible points (many other cards will offer more value/dollar than this card over time).You want to maximize synergy with specific loyalty programs like AAdvantage or Marriott Bonvoy programs (there is no transfer option).You shop at places where you can’t use your other points cards (like Sam’s Club) and you need a gap-filler card.You don’t fancy the upgrades and status benefits you could get with loyalty points.You cringe at the thought of managing dozens of rewards programs.You have a high yearly spend and can put it all on this card.
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